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Thursday, June 19, 2014

Splurge vs Save


As one of my many ideas to help spread the word on how to live a life of luxury on a budget you can afford here's some clothing buying tips.  Summer has only just began, yet it's never too early to keep an eye out for some good back to school clothes sales!  It's all about TIMING!  For me, I would rather save money by watching for the sales and getting them early than to have to splurge and spend more because we waited until the last minute!  One of the best ways to save money when it comes to clothes is by shopping out of season.
At the end of each season stores will put their clothes on clearance.  That is a GREAT time to get clothes for the next year for your kids!

I'll never forget when I had my first baby- she hit a growth spurt around 9 months old and almost over night didn't have clothes that fit.  We had to do an emergency trip to the store and for almost $100 all we got were a few jammies, onesies and a couple outfits (if we were lucky).  So I started buying the seasonal clearances, and by the time she turned 18 months old I pulled out an entire wardrobe I had been buying at clearance prices.  When I totaled up the price of what we would have paid if we had bought them then (full price) it was somewhere around $300-400, but then I added up the clearance price that I actually paid and it was closer to $100!!!  I was SOLD on the idea!!

As I've had more kids, and lived in different houses it's not always possible to purchase an entire wardrobe a year in advance like that, but I still try to watch for sales and purchase in advance as much as possible.

Sign up for the store emails and you'll know when all the sales are, plus they'll email you some coupons!

After watching some websites closely I was able to get the following deals at The Children's Place:
puff sleeve shrug
Color: VIVID
UPC # - 00425327620227
4T1$2.50$2.50
uniform jumper
Color: DK CADET
UPC # - 00412903215243
3T1$3.54$3.54
striped polo
Color: BR MARINE
UPC # - 00420866126261
XL (14)1$3.61$3.61
striped polo
Color: PATRIOT
UPC # - 00420866324261
M (7/8)1$3.61$3.61
striped polo
Color: DEEP OCEAN
UPC # - 00420866225261
L (10/12)1$3.61$3.61
striped polo
Color: TIDAL
UPC # - 00421352526268
XL (14)1$3.60$3.60
striped polo
Color: TIDAL
UPC # - 00421352425264
L (10/12)1$3.60$3.60
striped polo
Color: TIDAL
UPC # - 00421352324260
M (7/8)1$3.60$3.60
mesh tiered tank top
Color: SAMBA PLUM
UPC # - 00424278006227
6-9 MOS1$5.51$5.51
mesh tiered tank top
Color: SAMBA PLUM
UPC # - 00424278620225
4T1$5.51$5.51
broke graphic tee
Color: TIDAL
UPC # - 00423474425269

L (10/12)1$3.28$3.28

$3.60 for some polo shirts for my boys!!!!  The regular price is $12.50- so I got them for 71% off!!  
How did I get such a great deal?
Well, the shirts were originally in clearance for $5.49, which is a great deal by itself, but then I got a 40% off coupon in my email that included free shipping.  Because I have a store card I also save 5% off my total just for using my card.

So when you're hanging out inside staying out of the heat this Summer, take a minute to check out the online sales!

Credit Card Insider is hosting a new weekly campaign to learn more about splurge vs save ideas, check out their site for more ideas. https://www.creditcardinsider.com/learn/debt-management/

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